The Title Industry News, Stories, Events, Resources and Podcasts You Won't Find Anywhere Else - Halloween Edition

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👻Wicked Deeds

• 🐐🎙️The Remembrance Clause - Part 2

• 📚Unknown Dangers of Title (MS CE $)

• 📄Report: 15% of Home Purchase Agreements Canceled in September

  • 🐐How I Stopped Bleeding Money: Title Agent’s Guide to Minimizing Losses from Canceled Deals

• 📄Who Wants to Buy a Haunted House? You Might Be Surprised!

• 🌍 Foreign Tax CPA: The Horrors of Talking to an IRS Agent

• 🎥Dead Man Deeds: Haunting Real Estate Scams

• 🎥Title Insurance Horror Stories Every Real Estate Agent Should Hear

• 📄Hidden Graveyards, Disappearing Survey Pins & Wire-Fraud Monsters: Title Insurance Nightmares You Need to Know

• 🎥Title and Escrow Halloween costumes!

• 📄Zombie Liens, Phantom Heirs & Cursed Covenants: The Real Monsters Hiding in Your Deed

• 🎥The lien that caused a #TitleTerror #Part1

  • 🎥The lien that caused a #TitleTerror #Part2

• 📄It’s Eerie…It’s Scary…It’s Terrifying…Title Insurance Claims!!!

• 🎥The Scariest Costume in the Title Industry!

• 🎥A Title Terror Discovery

• 📄Buried Bodies and ‘The Watcher’ TV Show: How Hidden Histories Can Wreck a Closing

🐐Visit Our Instagram Account to see the full Halloween meme series!👻

⚖️Regulatory & Policy Updates

National

• 📰White House budget director plans to shut US consumer finance watchdog within months - If Vought gets his way and the CFPB shuts down, would RESPA and TRID really disappear—or just end up bounced back to HUD or some new regulatory patchwork where nobody’s quite sure who’s in charge?

• 📰Regulators Outline Rules for Flood Zone Lending During NFIP Suspension - The jist - do everything you’d usually do for flood determination, notices, etc. you just won’t get any protection for it, good luck with the risk factor! Oh, and, there is zero requirement for these borrowers to go out and purchase that flood insurance once the program reopens, nor for the lender to remind them.

  • Action Item 1: Perhaps you should be adding an extra exception to the policy too? Check with your underwriter.

  • Action Item 2: This is a great customer service opportunity. Make a list of all your borrowers who should have flood insurance but don’t. When the program reopens, send them a notice.

• 📰Fannie Mae pours cold water on sub-6% mortgage rate hopes

• 📰Pulte: Fannie-Freddie IPO May Be Delayed or Not Happen

• 📰🎥Former CFPB senior counsel talks legal nuances of mortgage fraud

State Regulatory Changes

• 🧟Zombie Loans and California AB130

  • 📰Breaking Down AB 130 – Foreclosure on Junior Liens

  • 📰Are Junior Mortgages Doomed After AB 130?

• 📰Louisiana court rules title insurance is insurance, not just a warranty

💸Business Growth & Operations

• 🎥 No Drone Needed! Create Stunning Aerial Land Tours with Google Earth Studio

• 📄Mobile First, Client First: Why Responsive Website Design Is Non-Negotiable

• 📄Homebot expanding platform to title companies to help agents stay connected to clients after a transaction closes

• 🎥Sue Morgan of Old Republic on What a Bad Dentist Taught Her About Customer Care

• 📄Wearing Too Many Hats: Why Small Business Owners Lose Customers When They Overextend

Stay Wicked,
Cheryl
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**DISCLAIMER**
The Wicked Title Forum is a crowd-sourced resource. If you spot outdated or incorrect info, drop a comment and we’ll update the article.

All sample forms must be reviewed for federal, state, and underwriter compliance.

This content is for general guidance and educational purposes only. I am not an attorney and this is not legal, financial, or underwriting advice. Use at your own risk, and always consult your attorney and/or underwriter for advice specific to your situation.

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