🐐Title Underground: FICO Falls, Redlining Calls, CFPB Just Threw a Stone

Written on 11/16/2025
Cheryl.wtf
This Week in the Title Underground (16-Nov-2025): As Washington reshapes the rules of credit and discrimination, the path to homeownership bends, keep an eye on the trends

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🐐 This Wednesday’s Deep Dive:

The newest FBI/IC3 alert has a message most title agencies don’t want to hear: Akira ransomware isn’t targeting giant financial institutions — it’s going after small businesses that handle money and sensitive documents. In other words… companies built exactly like ours.

This week’s Deep Dive breaks down why title agencies are suddenly showing up in these federal advisories, what makes our workflows so attractive to attackers, and the practical, non-technical steps any shop can use to lower its risk. No scare tactics, no jargon — just a clear look at what’s happening and what you can control.

If you’ve ever wondered how exposed your operation really is, or how easily one bad email could shut down a closing day, this one’s worth your time.

Wicked Title Forum maintains its independence through the support of readers like you. This post has been free for you to read thanks to their generous support and belief in our mission. Each Title Underground takes about 4-6 hours to compile and a review of almost 500 news stories, blogs, podcasts and videos from hundreds of sources. If you enjoyed this news recap and want to ensure we continue to create valuable content for the title insurance industry, please consider supporting us…

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Cheryl
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